All posts by hanson

Merchant Services Setting Up An E.merce Merchant Account-jodie foster

E.merce The internet is fast the medium for shopping and with it there is an inevitable increase in transactions made online. It is now vital for businesses to begin to trade online and by doing so you need to set up an internet merchant account (IMA). Even if your business has a merchant account for conventional face-to-face business you will still need a merchant account specifically for online payments. Several of the banks in the UK offer IMAs and these are known as merchant acquiring banks. Some of the banks in which offer IMAs are: Alliance and Leicester Bank of Scotland Barclaycard Business HSBC Lloyds TSB NatWest/Royal Bank of Scotland Getting an e.merce merchant account can be a very tricky process as acquiring banks have very strict criteria, even your current bank that you hold a standard merchant account with can refuse you. It is therefore imperative that you pay attention and follow these steps when approaching an acquiring bank: 1.outline your business plan be thorough, include details of your cash flow and how you will promote your online activities 2.give your website address 3.explain in detail the product or service you offer 4.provide details of your suppliers’ 5.describe how you will deliver your product or service 6.set out terms and conditions for online trading out your expected average online transaction values, your estimated turnover from online sales and number of credit and debit card transactions 8.provide the details of the secure payment gateway you wish to use 9.make your audited business accounts available your bank details and authority to carry out a check with credit reference agencies 11.detail your trading history 12.provide details of the directors or partners in the business – including full contact details The application process can be a bit of a waiting game and so by providing as much details as possible you are giving yourself an advantage by helping to speed up the process. If you are successful with acquiring an internet merchant account you need to be aware of fraud due to the fact that you cannot physically see and therefore check the card or the cardholder. It is important that you help guard against fraud where a cardholder claims that they did not authorise a payment, check to see if your online payment card processor can offer the card scheme’s authentication service – MasterCard SecureCode and Verified by Visa. If a transaction proves to be fraudulent, the money will be reclaimed from your bank account known as a chargeback. You should expect to pay additional costs when setting up and controlling an IMA. Acquiring banks charge for their services and usually there is a sign-up fee of around 200. If your application is accepted you should expect to pay ongoing processing charges by way of a fixed fee for each debit card transaction and a percentage of each transaction for credit cards. Lastly if you do not meet the requirements for an IMA do not fear as you can consider using an online payment-processing .pany who can handle all your card payments for you. The benefits of this are that payment processing .panies relieve you of the burden of managing customers card details and running an IMA. They also have less strict application procedures and the application is normally processed much quicker than for an IMA, however the ongoing processing charges will be at least twice as much. About the Author: – – – – – – – – – – 相关的主题文章:

Cust Sugar To Lose Weight, Improve Health-stellarium

Nutrition The Standard American Diet is dangerous to your health. We consume far too much sugar and processed high carbohydrate junk foods which are literally destroying our immune system and leading to an early death. While this may sound overly dramatic, research provides solid proof that what we eat slowly erodes our natural defenses to diseases such as cancer, heart disease, diabetes and stroke. Sugar Knocks Out Our Immune Response Normally, our immune system remains at high alert, waiting to detect a potential threat or rogue cancer cell. This system that we rely on for our good health and longevity can be .promised by eating a diet high in sugar and junk carbs. Not only do these foods threaten our survival, but they also cripple our metabolism causing us to gain weight. The results of a study published in The American Journal of Clinical Nutrition finds that a diet high in sugar and fast-releasing carbohydrates increases the risk of death from inflammatory disease by three-fold. Many of the top killer diseases are inflammatory in nature, including coronary artery disease and many forms of cancer. The study found that higher than normal levels of sugar in the blood were bound to white blood cells which prevented them from identifying and attacking pathogens. Fortunately there are several steps you can follow to dramatically lower your risk of developing an inflammatory illness and reverse your systemic sugar burden. Step 1: Slowly Cut Sugar and Carbs While this may sound like a simple concept, research shows that less than 5% of people who set out to make a dietary modification are able to see it through and benefit from the change. Any dietary alteration is difficult and must be done slowly. You know that you need to wean yourself off sugary treats, refined carbs and fast junk food, but dont try to do it cold turkey. Slowly drop one item from each meal and substitute with a healthy alternative. Continue eliminating sugar and processed carbs for two weeks, and then drop them altogether. After 30 days of dietary purging and substituting, youll find that you feel great and dont miss the health destroying foods at all. Natural foods will taste good, and youll lose weight without much effort. Step 2: Foods That Boost Your Immune System Some of the foods you will want to use as sugar alternatives include all members of the berry family. Theyre naturally sweet and are packed with antioxidants and chemical messengers which stimulate the immune system into action. Fresh leafy greens and especially cabbage, spinach and broccoli are vegetable choices which will fill you up quickly and pack a big nutritional punch. Almonds and flax seeds have been shown to regulate your immune response and also assist in natural weight loss. Step 3: Immune Boosting Supplements The top nutrient for powering your immune system is Vitamin D. This pro-hormone has been shown to directly influence over 200 genes which respond to natural threats to your health. Vitamin C is essential for a strong immune system as it is required for building new white blood cells. Rounding out the list are Vitamins E, zinc, selenium and Omega-3 fatty acids. .pliment your sugar-free diet and lifestyle by adding these critical supplements to your disease-fighting arsenal. When our immune system is functioning properly, were able to maintain optimal health. Anything which .promises this intricate system will result in illness. Many people consume one-third to a half of their calories in the form of sugar and refined carbohydrates, placing them at significant risk for disease, as well as contributing to the obesity epidemic. Slowly substitute immune fighting foods for health eroding sugar and carbs, and youll be on the road to natural weight loss and vibrant health. About the Author: 相关的主题文章:

Get Rich Quick, Make Money Scandals- Be Aware! -工号9527为您服务�����

Please read this special article before you consider joining or paying for a GET RICH SCHEMES Wouldnt it be nice to make a bundle of money quickly, with minimal effort, working at home in your pajamas? Of course it would. I for one would love to have money flowing into my bank account LEGITIMATELY, working only a few hours a week from home, so Id have more time to spend with my kids and family, without any boss looking over my shoulder. Whether it be: real estate investing, selling by classified ads, stock market investing, internet affiliate marketing, or something else, weve all seen the fantastic claims people make about tons of money and how they can show you how to do the same thing. I can tell you right now that 99% of these people are total frauds. You may have even fallen prey to one of these scam artists, selling you their latest GET RICH QUICK program. "Me too", Ive bought so many of these programs that I cant even recall the amount. I dont know why, but I tend to find the good in people and I was sold by these marketing schemes time and time again, even after being scammed by another. Finally, after so many disappointments, I got FED UP. I decided to get to the bottom of this fascination we all have with get rich quick schemes, to find out if there really were any LEGITIMATE methods for making money. I literally contacted the administrator of every get rich quick website I could find. Posing as an investor, I managed to convince the owners that I was seriously interested in purchasing their entire website and business. That way, once the dollar signs flashed in their heads, they would give me free access to their members area to review what I would be buying. Well, I was disgusted with 99% of what I found. Many of the owners actually boasted about how many people bought their useless programs. I repeatedly found through research: *.plicated programs *outdated information *non-working links *links leading to other sites that asked for more money *no help section *no real email support *and definitely, you would not be able to make money I quickly realized these so-called get rich quick schemes were totally useless and the owners knew it, yet they were laughing all the way to the bank! Needless to say, I didnt respond when they asked if I was still interested in buying their websites. Surprisingly, while surfing through all the scam artists websites, I was able to locate a couple of individuals that actually conducted legitimate schemes. The owners were everyday people like you and me that found a way to make extra money working from home on their .puters. Their membership areas were impressive, with a good amount of quality information on how to make $100-$200 per day on your .puter doing very little work. I even chatted with a few of their customers in several online forums and they verified that they were making extra money through these sites. It was like I found a few diamonds in the rough, but dont take my word for it, you can visit the 2 sites I found below. See what you think. They do charge a minimal fee for access to their program, which is to be expected for any legitimate .pany that actually has people on staff, who are dedicated to helping you get started. What a friendly group of people! Anyway, if you do decide you are interested in either of the two programs below, I advise you to join quickly, as the owners have informed me that they are getting so many new members by word of mouth referrals, that they will be closing off membership .pletely in the next 2 days (by the way, you didnt hear this from me!). They dont have sufficient staff to ac.modate more people and they are dedicated to providing excellent service to each person. Well, my search for legitimate GET RICH QUICK programs has .e to an end. I have to say I was thoroughly disappointed with most of what I found and I strongly advise you to be careful when joining or buying any program(s). However in my research and review, I have found these two .panies to be legitimate, honest and their programs will help you to make money, with a guaranteed refund policy(if you dont). Whatever you do or choice you make, I wish you a healthy, prosperous year for you and yours. All the best. Here are the links to the 2 programs we do re.mend. 相关的主题文章:

Popular Malaysian Fruits-gamelink

Food-and-Drink Malaysian fruits are becoming very popular with an increasing number of people. Some of the more popular Malaysian fruits are pineapple, durian, watermelon, papayas, rambutan and citrus. Not only are Malaysian fruits very beneficial to your health they also taste very good. One of the most popular Malaysian fruits is the Durian. The name of the fruit comes from "duri" which means thorns. The durian has tiny thorns which cover the outside of the fruit. The Durian is a seasonal fruit which is grown from may to August. many people boil the durian with water and sugar to eat or cook it in coconut juice. It is also used as a relish. The flesh of the Durian is supposed to act as an aphrodisiac. Watermelon is another popular fruit grown in Malaysia. The watermelon is 90% water and is eaten mostly as a cool refreshing snack. watermelons are a leading source for Lycopene. Lycopene is a natural pigment that gives watermelon and tomatoes their color. Lycopene helps reduce the risks of developing cancers, such as prostate, colon and rectum cancer. Lycopene also helps reduce the risks of heart attacks. Watermelon seeds are rich in protein and carbohydrates. Watermelon seeds are normally dried and eaten as a snack. Rambutan gets it’s name from "Rambut" which means hair. The skin of Rambuten is covered with whiskers giving the fruit a hairy appearance. Rambutan is used mostly for jams and fruit cocktails. The seeds of this fruit are said to be poisonous when eaten raw, so it is better to cook them before eating. The citrus family includes Kaffer limes, sweet limes, sweet orange, sour orange, grapefruit and lemon. The uses are pretty common from juices to being used to flavor food. Papayas are high in Vitamin C and Vitamin A. papayas are used mostly for canned fruit cocktails. They are also used in soaps, creams, and lotions. Malaysian fruits are becoming popular for their unique taste. Malaysian fruits are a great place to begin a healthy diet. About the Author: 相关的主题文章:

Benefits Of Distance Education Diploma And B Tech

College-University Vanished are the days when the traditional education by sitting in the classroom was an imperative. The advancement of science and technology brings you to the changes in every sphere of life. Along with the other aspects of life, some innovations have surfaced in the academic circles too. Education is more easily and conveniently accessible today. Whether you are a student getting education through the conventional system or a working professional; all can access the education irrespective of the various constraints. One may not get a Visa to go the United States of America but none can prevent him from getting a degree from a reputed university of USA. With the propagation of Distance education, the people are free from the clutches of certain constraints now. How is distance education different from the conventional system? Well, the distance learning does not mean learning some different things. The subject, the syllabus, the chapters, aims and objectives and everything remains the same. The difference lies in the method of learning. In the conventional system of education, the attendance in the academic institutions and classrooms is mandatory whereas in distance learning you do not need to sit in the classroom. From your home workplace or from any corner of the earth you can learn and get a degree in the respective subject. Reasons of popularity of distance education Why is the distance learning in India and abroad scaling the heights of popularity? Is the conventional educational system unable to play the desired role? The popularity of distance education lies its merits and not in the demerits or short.ings of conventional system. Whether you are interested in part time diploma or distance education MBA; your desires can be fulfilled in either way. A working professional does not need to sacrifice the job. There is no need of a babysitter for a mother. No need to get up early in the morning before the sun rises. No time and space constraints. Without punctuating your ongoing tasks, jobs or assignments you can pursue any part time courses in India or abroad. Due to the time, space, geographical limits, distance and many more constraints the conventional system of education could not provide an equal learning opportunity for all. Distance or long distance education system has over.e all such constraints and offered the convenient accessibility to all sorts of education. Where can you get the study material and guidance? You can receive the books from the universities or the academic institutions running the distance education courses. But if you have access to inter., you have the whole world in your fingertips. You have a huge online database from where you can obtain all sorts of data or resources for your learning. Whether you are interested in part time B tech or distance education diploma; you can get more than enough resources to study and get a degree. The distance education degrees will help you not only in getting a job of your choice but in your promotion to higher posts as well. About the Author: 相关的主题文章: